Finding the right mortgage is about more than chasing the lowest rate. At Your Mortgage, we provide straightforward mortgage advice for buyers, homeowners and landlords, with access to thousands of mortgage products from a broad range of lenders.
Whether you’re buying your first home, moving, remortgaging or exploring buy-to-let, we’ll explain your options clearly and help you choose a mortgage that fits your circumstances.
Buying your first home can feel overwhelming, especially when you are balancing deposit savings, affordability checks and legal costs. We help first-time buyers explore suitable mortgage options, understand how much they may be able to borrow and move forward with more confidence.
If you are moving home, it is important to review whether your current deal still works for you or whether a new mortgage would be more suitable. We can help you compare your options, including porting an existing mortgage or applying for a new product that better matches your new plans.
Buy-to-let mortgages are designed for people buying or refinancing a property they plan to rent out. These mortgages often work differently from residential deals, so we help landlords understand deposit requirements, rental calculations and product choices before applying.
If your current deal is coming to an end, remortgaging could help you avoid moving onto your lender’s standard variable rate. We review your existing mortgage and compare suitable remortgage products to help you secure a deal that fits your current circumstances.
Some clients have more complex borrowing needs. At Your Mortgage, we can look at more specialist mortgage options where appropriate.
The important small print
Your home may be repossessed if you do not keep up repayments on your mortgage or other loans secured on it.
There may be a fee for mortgage advice. The actual amount you pay will depend upon your circumstances.
The fee is up to 1% but a typical fee is 0.3% of the amount borrowed.